Download PDF Version Life events, market shifts and legislative changes can all affect your financial plan. Understanding when to reach out to your advisor helps ensure your strategy stays aligned with your current situation and goals. A Few Key Takeaways: Overview You and your financial advisor worked together to create a comprehensive plan tailored to…

Download PDF Version Learn about the lesser-known benefits of owning a Health Savings Account (HSA) to help fund your retirement. A Few Key Takeaways: Overview A health savings account, often referred to as an HSA, is a savings vehicle that can be paired with a high-deductible health insurance plan (HDHP). It is designed to help…

Download PDF Version Many Americans will need some type of caregiving assistance, whether it’s from a home health aide, a family member or a nursing home. The challenge retirees face is how to pay for that care, regardless of who provides it. A Few Key Takeaways: Overview Have you considered how the cost of paid…

Download PDF Version Americans are becoming increasingly charitable, but many don’t know how to structure giving plans. Strategic charitable vehicles such as stock donations, retirement distributions and trusts can potentially help maximize both impact and tax benefits. A Few Key Takeaways: Overview Americans are a charitable bunch. A 2025 survey by Vanguard Charitable revealed that…

Download PDF Version Divorce can devastate your finances if handled poorly. Understanding asset division rules, properly splitting retirement accounts and working with a financial advisor helps you protect your wealth and rebuild stronger. Overview Divorce is rarely simple. Beyond the emotional toll, it can create long-lasting financial consequences that impact your retirement plans, daily budget…

Download PDF Version Values-based financial planning helps align your investment strategy with what matters most to you, creating a sustainable approach to wealth building that goes beyond chasing returns. Overview Picture this: You’re at a neighborhood barbecue, and the conversation inevitably turns to money. Someone mentions their latest stock pick that’s “guaranteed” to double in…

Download PDF Version A comprehensive financial plan is likely to include a team of various professionals. A “team manager” who understands each player’s role can help make sure the team works together to help you get financial wins. Overview Today’s financial landscape is more complex than ever. Tax laws change regularly, investment options multiply yearly…

Download PDF Version Overview After cutting interest rates three times in the last half of 2024, the Federal Reserve paused cuts in the first six months of 2025. Their reason for the pause: potentially inflationary tariffs and solid economic data.1 Throughout the pause, markets continued to keep a close eye on signs the Fed might…

Download PDF Version Eight tips for preventing hackers from stealing your money and identity. Key Takeaways Overview As digital payment platforms become more widespread, hackers are looking to take a cut of the action. Around 65% of U.S. adults say they use a digital form of payment at least once a month, and in 2024,…

Download PDF Version Is the U.S. headed for — or already in — a recession? Some of the signs point to yes, but we may not know until it’s already over. Overview After President Trump announced new tariffs against a wide range of countries early in his second term, talk of a potential recession in…