Download PDF Version Knowing you have a regular and consistent source of income waiting for you in retirement can help create confidence and make it easier to make the jump from employee to retiree. Overview What happens when the paychecks stop coming? That’s the question for many people approaching retirement age. Most of us will…

Download PDF Version It isn’t an easy time to be a young adult. Economic uncertainty, a softening job market and rising prices create challenges for college graduates who are just setting out on their own journeys toward independence. Overview Graduating from college should be an exciting time, but today’s graduates are launching into a particularly…

Download PDF Version Summer is a popular time to take off on a vacation. The more you plan ahead of time, the more likely you’ll be able to enjoy yourself while you’re gone and return home without lingering financial concerns in your wake. Overview Planning an upcoming trip? You’re not alone — nearly 85% of…

Download PDF Version While no one can predict who might experience dementia in their later years, it’s prudent to include the possibility as you’re building your long-term financial plan. Overview We’ve all had them: Moments when we’ve walked into a room and forgotten what we came in for. Or saw someone out and about and…

Download PDF Version Spring is a good time to organize your finances, clean up debt and credit issues, consolidate old accounts and develop good habits to work toward your goals. Overview Do you have a space in your house in constant need of organizing? You know the one: the space where clutter seems to accumulate…

Download PDF Version Help Avoid Outliving Your Savings While Maintaining Your Desired Retirement Lifestyle When it comes to retirement planning, all of us want to know we have enough money saved and how to make it last. We also want to feel confident that we can live our desired lifestyle in retirement. Overview When it…

Download PDF Version The Cost of College Strategies for paying for higher education Student loan debt is growing. 45.3 million Americans carry an average of $37,338 in total student loans for post-secondary education — and the cost continues to rise.1 Investors who want to help their kids and grandkids avoid this debt have a variety…

Retirement Accounts & RMDs Download PDF Version RMDs are crucial for retirement account owners age 73 and older Some qualified retirement account owners are surprised that the IRS requires them to take a certain amount from their accounts each year. Including required minimum distributions in your financial plan can help you avoid higher taxes and…

Download PDF Version You don’t have to be super wealthy to become philanthropic. And when you give, it doesn’t just benefit the recipient — you and your heirs can also benefit through possible tax and estate reductions. Overview “No one has ever become poor by giving.” -Anne Frank Charitable giving is a tradition as old…

Download PDF Version Longer lifespans mean more Americans will need some sort of long-term care assistance in their later years. Your financial professional can help you find and implement options to cover the cost and help make sure you receive the care you need when you need it most. Overview Americans are living longer —…